Get upto 4%* on our Savings Account Balances with Bluecity Financial.
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Updates:
Dear Customer, We have launched Video KYC facility for New customer to open savings ac
Secure Your Financial Future
Assured returns with flexible investment tenures and competitive interest rates.
Know About
Fixed Deposit Account
Our Fixed Deposit offers one of the most secure investment options with guaranteed returns. Lock in your savings for a predetermined tenure and earn attractive interest rates that outperform regular savings accounts.
Whether you are planning for a short-term goal or long-term wealth creation, our flexible tenure options ranging from 7 days to 10 years ensure your investment aligns with your financial objectives. You can also avail a loan against your FD without breaking the deposit.
Maximize Your
Investment Returns
Year of
2026
%
Customer Retention
Over 1 lakh customers trust our fixed deposit schemes for wealth preservation.
Fixed Deposit Benefits
Secure investment options with guaranteed returns.
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Attractive Interest Rates
Earn up to 7.50% p.a. on your fixed deposits with quarterly compounding.
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Flexible Tenure Options
Choose from 7 days to 10 years based on your financial goals and liquidity needs.
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Loan Against FD
Avail up to 90% of your deposit value as loan without breaking your investment.
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Auto-Renewal Facility
Automatic renewal upon maturity with prevailing interest rates for uninterrupted growth.
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Capital Protection
Your principal amount is fully secured with guaranteed returns regardless of market conditions.
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Digital Management
Open, track, and manage your FD entirely online through our secure banking portal.
Eligibility for
Fixed Deposit
Eligibility criteria for opening a fixed deposit account.
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1
Resident Individuals
Indian residents above 18 years with valid KYC documents
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2
Non-Resident Indians
NRI customers with NRE/NRO accounts can open NRI fixed deposits
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3
Senior Citizens
Individuals aged 60 and above eligible for additional 0.50% interest rate
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4
Minors
Minors can open FD under guardianship with valid guardian KYC
00
L+Fixed deposits
booked this year
Fixed Deposit Required Documents
Essential documents required for opening a fixed deposit account.
PAN Card
(Mandatory)
Duly Filled
Application Form
Identity Proof
Address Proof
Interest Rates & Charges
Competitive rates for maximum returns on your fixed deposit.
| Tenure | Regular Rates (p.a.) | Senior Citizen (p.a.) |
|---|---|---|
| 7 Days - 29 Days | 3.00% | 3.50% |
| 30 Days - 90 Days | 4.50% | 5.00% |
| 91 Days - 6 Months | 5.50% | 6.00% |
| 6 Months - 1 Year | 6.50% | 7.00% |
| 1 Year - 2 Years | 7.00% | 7.50% |
| 2 Years - 3 Years | 7.25% | 7.75% |
| 3 Years - 5 Years | 7.00% | 7.50% |
| 5 Years - 10 Years | 6.75% | 7.25% |
Note: Interest rates are subject to change without prior notice. Senior citizen rates applicable for individuals aged 60 years and above. TDS applicable as per Income Tax Act, 1961. Premature withdrawal allowed with 1% penalty on interest rate.
